Term deposits · lock it in
Park it, lock it, know exactly what you'll get back.
No surprises. Pick an amount, a term and a rate, and see your interest to the dollar.
How much are you depositing?
$
Term
Interest rate5.00% p.a.
0.5%8%
How is interest paid?
Compounding reinvests your interest so it earns interest too.
At maturity you'll have
$10,500
Your deposit$10,000
Interest earned+$500
Less RWT tax (est. 30%)−$150
Interest after tax
$350
Term
1 yr
Illustrative estimate in NZD. Compounding terms assume interest is added quarterly; "at maturity" uses simple interest. RWT (resident withholding tax) is shown at an indicative 30% rate — your actual rate depends on your income. Rates and tax vary by bank and person. General info — not personalised financial advice.